| | From Kristin Kane, your About Health Editor If you are fortunate enough to have a job that provides you with health insurance benefits, it's time to sort through that pile-o-documentation from HR and make some choices about your coverage for 2011. Don't miss your deadline! Tips for those without employer-supplemented coverage are also below. | | Choosing the Best Option Before giving up on understanding plan details (and simply opting to flip a coin), take a read of this -- an easy-to-understand breakdown of common lingo, questions to ask about the options, and things to be mindful of when making your selection. | My Plan or Yours? When you officially paired up with your spouse or partner, you may have decided to pick one of your insurance plans and never turn back. Taking a closer look at each of your options again, however, may save you money. | Save More Money, You Say? More out-of-pocket expenses -- doesn't sound like a good thing. But if you do not anticipate much medical spending this year, choosing a plan that requires this may actually keep more change in your pocket (by way of lower monthly premiums). It's a decision that should be weighed carefully, of course. | Medicare Open Enrollment This is an important time for Medicare folks, too. "Since plan costs and coverage change each year, you should check to make sure that your plan still meets your needs and budget," says our Health Insurance Guide, Dr. Michael Bihari. If You Don't Have Employer-Provided Coverage | | | | Health Ads | | | | Featured Articles | | | | | | Sign up for more free newsletters on your favorite topics | | | | You are receiving this newsletter because you subscribed to the About Health newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2010 About.com | | | | Read/Share | | Advertisement | |